People who live debt free are a little different from the majority, because living debt free is just not the norm any more. So, in order to become debt free you really have to do some things that may seem strange to a lot of people, even family members.
Some of these things are not buying new cars, not going out to eat, making and sticking to a budget, and living within your means. You may get some crazy comments from people because you seem “weird” to them. But, you have to stick to your plan and stay focused.
Because I don’t know about you, but I do not want to be part of the norm…
USA Today shows the national household average of debt being $53,850!!
There are so many tools out there that can help you to not be a part of the statistic above. They can truly help you change your family tree. SPREADSHEET TO CALCULATE DEBT SNOWBALL!!!! —>There is a great debt snowball spreadsheet that is free that you can download called Vertex.
CNN.com also has a quick tool that will let you see the payoff time frame of an individual debt here.
If you don’t feel like you have the discipline to do it on your own, there are good debt consolidation companies that can help like CuraDebt.
They were rated as one of the best Debt Relief Programs for 2014 by TopConsumer Reviews.com.