These are tools to help on your journey to becoming debt free.

Monthly-Yearly Budget Form

-The monthly-yearly budget form is so that you can make sure you account for every dollar every month of the year.  You want to make sure that you have buckets for spending, and every little thing you might possibly spend on.  An example are those odd items that are not monthly, and you will find example of those under the “other” section at the bottom.  The goal with a budget is to know where all of your money is going, and where you can cut back.  This is so that you can make the amount you are putting towards your debt snowball be higher.

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